"Governments should not possess instruments of coercion and violence denied to their citizens."Edgar A. Suter
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Drinking toxins? Good health begins with pure water.
Enhancing your health with filtered water and lots of it is the foundation of good health. A person may be able to survive a couple of months without food but only a few days without water. Hydrating the body is the primary step towards optimal health. ...
Gentle Alternative's for Treating Health Problems
Many of our modern drugs have harsh side-affects and cost the "earth", so the next time you come down with a cold or the flu, why not try a gentle alternative that costs next to nothing? Instead of immediately forking over large amounts of money for ...
Health - Preventing / Slowing Hair Loss
Hair Loss For men one of the scariest things for them to experience is hair loss. Not only does hair loss tell a guy that he is getting old, but hair loss can make a person believe that he is less attractive and this causes him to have less self esteem. ...
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Health insurance is a kind of insurance wherein the insurance company pays the medical costs of the insured individual if the individual in question falls ill due to covered causes, or due to accidents. The insurer may be a private organization or a government agency. The major purpose of health insurance is to cover medical expenses and any lost income while the individual is not well and unable to function normally.
There are different types of health insurance policies. The two most common ones are major medical and disability insurance. A major medical health insurance policy provides benefits for sickness or injury, irrespective of whether the care is provided at a doctor's office, clinic or hospital. The types of sickness and injury covered are typically broad, although there are always limitations that you may want to discuss with your agent prior to purchasing the coverage. Major medical policies normally have an annual deductible and a lifetime maximum amount of benefits that will be paid.
Even if you are covered by a group insurance at work, you might consider taking an individual policy if you may change jobs soon, or if certain benefits that are not provided in the group policy.
A deductible is an annual amount that you will have to pay per insured person, before the insurance company begins to pay on your bills. There is an upper limit for the maximum amount of deductibles you will have to pay in a given year.
In a health policy, coinsurance refers to the percentage of the medical bills that the insured individual will have to pay after the deductible is met. Usually the health policy would have a provision called a 'stop-loss' - this is the maximum amount you will have to pay for covered medical bills.
About the author:
Chris Tolamalu is interested in health insurance.
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